A Healthcare Blog

98% of seniors have insurance – whether it comes from Medicare, Medicare Advantage, or a retiree plan. Yet, they still carry almost $54B in debt. Three tips to avoid it

2 min read

68% of seniors are confused about Medicare coverage. It costs them billions.

71% of Medicare Advantage enrollees are satisfied with their plans, and a full 61% believe their plan outperforms previous coverage. But only 44% say they fully understand their plan, with 68% saying they’ve been confused by details like...

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2 min read

The “Medicare Prescription Payment Plan” and You

The Center for Medicare and Medicaid Services (CMS) has announced a new program designed to even the keel of beneficiary spending on prescription...

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When you turn 65, you’ll need to decide you'll enroll in Medicare. It can be a bit confusing to figure out your timeline. Five things to consider:

2 min read

I’m still working. Do I have to enroll in Medicare at age 65?

Turning 65 is a significant milestone in your life, and one of the key decisions you’ll need to make is when to enroll in Medicare. Medicare is a...

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Health insurance is complex, but there are some cheat codes you can use to better understand it. Take a look at how the ACA's metals levels can help.

2 min read

What are metal levels in the Affordable Care Act? Your guide to smart health insurance choices

Health insurance is a complex topic, but there are some cheat codes you can use to better understand it. The Affordable Care Act (ACA), also known as...

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At 16, children can drive. At 18, they can vote. And at 26, they need to find their own health insurance coverage. Here are five paths they could take:

2 min read

What happens when your child turns 26: A guide for insurance consumers

Parents look forward to a number of age-related milestones for their children. At 16, they can get their driver’s license. At 18, they can cast their...

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Michigan has one of the most robust health insurance markets in the country. What factors should you consider when choosing one that meets your needs?

2 min read

How can you choose the right health insurance plan?

Michigan has one of the most robust health insurance markets in the country. We’re fortunate to have so many high-quality health insurance carriers...

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3 min read

Enrolling in zero-premium Medicare Part A is irreversible. Think twice before you make that no-brainer decision.

When you turn 65 and are making decisions about your Medicare coverage, enrolling in Part A seems like a no-brainer. For most folks, it’s...

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1 min read

More than the Marketplace: How Medicaid’s unwinding affects Medicare Supplement

The state of Michigan’s Department of Insurance and Financial Services (DIFS) clarified rules on transitioning from Medicaid to Medicare for those...

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1 min read

The US hit its debt ceiling. Are Medicare, Medicaid, and Social Security in danger?

On Thursday, January 19, the United States crashed into the debt ceiling. The US Department of the Treasury is taking extraordinary measures to stave...

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2 min read

Even on a $0 Medicare plan, your clients need to save for healthcare in retirement

Let’s be honest. Most of us work for one reason: to retire. But to cross that finish line comfortably, we must make sure our finances are squared...

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