A Healthcare Blog

Individual and Family Under 65

A middle-aged couple is shocked by an expensive medical bill.

2 min read

Your health insurance policy isn't enough: Why you need supplemental coverage

Heart attack. Stroke. Cancer. Hospital confinement.

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2 min read

New out-of-pocket and HSA limits for 2025 announced

The Internal Revenue Service recently announced the calendar year limits for high deductible health plans (HDHPs) and plans with consumer driven...

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HSA savings

3 min read

Understanding Consumer-Driven Health Accounts

To get the most bang for your buck while still allowing for individual autonomy, you might take a peak into the world of consumer-driven health...

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Paying cash for healthcare can be cheaper than using insurance, but it comes with a hidden cost

2 min read

Is paying cash for healthcare cheaper than using insurance?

About 50% of U.S. hospitals set their cash prices for services lower than their median insurance negotiated prices. 20% set their cash price lower...

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1 min read

Changes finalized to short-term "junk" healthcare plans

Debuted in the summer of 2023, the Biden administration has finalized plans to reign in short-term health insurance plans. What can we expect to see...

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A boy using a metal detector to find loose change.

2 min read

How do families limit out-of-pocket Marketplace spending?

$9,450 for an individual, $18,200 for families. In 2024, these are the highest allowable out-of-pocket maximums on healthcare.gov. On many Bronze...

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It’s not always easy to understand the four key payments you'll make under your insurance policy: premiums, deductibles, copays, and coinsurance.

3 min read

What's the difference between a deductible, copay, and coinsurance?

Health insurance is helpful in helping you access needed medical care. But, it’s not always easy to understand the variety of payments you might be...

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1/3 of divorces happen after age 50. 1/4 happen after 60. What should recent or future divorcees know about their health coverage? Five options inside.

3 min read

1/3 of divorces happen after age 50. What do divorcees need to know about health insurance?

For a variety of reasons, older Americans may choose to divorce. While there are several considerations that the now-ex-partners should be aware of,...

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Health insurance is complex, but there are some cheat codes you can use to better understand it. Take a look at how the ACA's metals levels can help.

2 min read

What are metal levels in the Affordable Care Act? Your guide to smart health insurance choices

Health insurance is a complex topic, but there are some cheat codes you can use to better understand it. The Affordable Care Act (ACA), also known as...

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At 16, children can drive. At 18, they can vote. And at 26, they need to find their own health insurance coverage. Here are five paths they could take:

2 min read

What happens when your child turns 26: A guide for insurance consumers

Parents look forward to a number of age-related milestones for their children. At 16, they can get their driver’s license. At 18, they can cast their...

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