A Healthcare Blog

Individual and Family Under 65 (2)

Paying cash for healthcare can be cheaper than using insurance, but it comes with a hidden cost

2 min read

Is paying cash for healthcare cheaper than using insurance?

About 50% of U.S. hospitals set their cash prices for services lower than their median insurance negotiated prices. 20% set their cash price lower...

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1 min read

Changes finalized to short-term "junk" healthcare plans

Debuted in the summer of 2023, the Biden administration has finalized plans to reign in short-term health insurance plans. What can we expect to see...

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4 min read

Should we stay or should Wegovy? A weight loss drug primer

Three out of ten working adults are obese, and another third are overweight. About 42% of adults over 60 are obese. It is the most common chronic...

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A boy using a metal detector to find loose change.

2 min read

How do families limit out-of-pocket Marketplace spending?

$9,450 for an individual, $18,200 for families. In 2024, these are the highest allowable out-of-pocket maximums on healthcare.gov. On many Bronze...

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It’s not always easy to understand the four key payments you'll make under your insurance policy: premiums, deductibles, copays, and coinsurance.

3 min read

What's the difference between a deductible, copay, and coinsurance?

Health insurance is helpful in helping you access needed medical care. But, it’s not always easy to understand the variety of payments you might be...

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1/3 of divorces happen after age 50. 1/4 happen after 60. What should recent or future divorcees know about their health coverage? Five options inside.

3 min read

1/3 of divorces happen after age 50. What do divorcees need to know about health insurance?

For a variety of reasons, older Americans may choose to divorce. While there are several considerations that the now-ex-partners should be aware of,...

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Health insurance is complex, but there are some cheat codes you can use to better understand it. Take a look at how the ACA's metals levels can help.

2 min read

What are metal levels in the Affordable Care Act? Your guide to smart health insurance choices

Health insurance is a complex topic, but there are some cheat codes you can use to better understand it. The Affordable Care Act (ACA), also known as...

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At 16, children can drive. At 18, they can vote. And at 26, they need to find their own health insurance coverage. Here are five paths they could take:

2 min read

What happens when your child turns 26: A guide for insurance consumers

Parents look forward to a number of age-related milestones for their children. At 16, they can get their driver’s license. At 18, they can cast their...

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1 min read

More than the Marketplace: How Medicaid’s unwinding affects Medicare Supplement

The state of Michigan’s Department of Insurance and Financial Services (DIFS) clarified rules on transitioning from Medicaid to Medicare for those...

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2 min read

No Surprises Act aims to reduce unexpected medical and surgical bills

While it isn’t possible to prevent all of life’s surprises, Michiganders attempted to eliminate one in health care with its own version of the No...

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